Catastrophic Health Insurance Plans
four reasons why you can benefit
Catastrophic health insurance plans are a great financial and health insurance solution to the problem of rising health insurance costs. Here are four reasons why this solution may be a good fit for you, or your family.
Inexpensive monthly premiums
Because these plans are meant to cover catastrophic expenses, and not necessarily everyday expenses (find out more), the premiums are much lower than most traditional insurance plan premiums. Sometimes the price alone is enough to entice an individual or family to move to a catastrophic plan. But, the benefits don't stop at the low price.
Find out how much money you could be saving.
Or call 877-648-2539 between 8am and 7pm (central time) to speak with a locally licensed agent and get a quote!
Catastrophic plans have quality coverage
Unlike traditional insurance plans, some catastrophic plans cover 100% or 90% of your medical expenses after you meet the deductible (most traditional plans cover 70% to 80% of your expenses). Also, catastrophic plans often have unlimited lifetime maximum benefits.
Some plans still have bells and whistles
Just because these plans don't normally cover everyday expenses doesn't mean you can't add a couple bells and whistles. Some plans allow you to have up-front coverage for preventive care and minor accidents.
Some plans allow you to open a health savings account (HSA) and receive big tax benefits
If your catastrophic plan is also a "qualified high deductible health plan," you are eligible to open a health savings account (HSA), which means you can deposit money pre-tax, and use it to pay for medical, dental, and vision expenses tax-free.
Catastrophic health insurance plans are becoming a popular solution to high health care costs. Find out how much money you or your family would save by getting an instant catastrophic health insurance quote.
Find out how much money you could be saving.
Or call 877-648-2539 between 8am and 7pm (central time) to speak with a locally licensed agent and get a quote!
