Catastrophic Health Insurance
trading copayments for savings
It's true that once you move to a catastrophic health insurance plan, you'll lose your co-payment benefit for office visits and prescriptions. But it's important to look at the big picture before passing up the chance to save a lot of money on your monthly premiums.
Find out how much money you could be saving.
Or call 877-648-2539 between 8am and 7pm (central time) to speak with a locally licensed agent and get a quote!
Americans are used to having great coverage at a great price
As Americans, we are used to having comprehensive health insurance. In the past, employers have offered plans that were rich in medical benefits. To make things even more attractive, they used to pick up most of the cost.
An intimidating thought
It's no wonder that when the idea of taking on the full cost of your medical care up to a high deductible amount, like $5,000, can be an intimidating thought. However, with rising health insurance costs compounding from year to year, there is a strong demand for lower monthly health insurance premiums.
The right prescription
The Bush administration put health savings accounts (HSA's) into place. They can be used with "qualified" high deductible health plans, which are a popular form of catastrophic health insurance. Together, this combination of health plan and saving account creates a medical expense tax vehicle. "Qualified" means that a plan is eligible to be used with a tax-advantaged HSA.
See the difference
Office visit co-payments are a valuable feature to have, but once you see the price difference between a traditional plan and a catastrophic health insurance plan, it's hard not to take a second look. In fact, more than ever, Americans are making the switch to catastrophic health insurance plans to lower their monthly premiums.
Request a quote for a catastrophic health plan now, and learn how much you could be saving!
Find out how much money you could be saving.
Or call 877-648-2539 between 8am and 7pm (central time) to speak with a locally licensed agent and get a quote!
