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Health care costs are continuously rising. For many Americans, the costs are becoming unbearable. The secret to surviving high health insurance costs is to entertain the new idea of consumer driven health care, or catastrophic health insurance. Being open to a new way of handling your health care will help you reap the following rewards:
A much lower premium
Why pay for benefits you don't use? If you are relatively healthy and don't go to the doctor or fill prescriptions often, there's no reason to pay for those benefits. In return for taking on the everyday expenses yourself there are many insurance companies that will give you a huge reduction on your monthly premiums.
Find out if catastrophic health insurance is right for you by requesting an instant catastrophic health insurance plan quote now!
Or call 877-648-2539 between 8am and 7pm (central time) to speak with a locally licensed agent and get a catastrophic quote!
Tax advantages
Normally you are only able to write off medical expenses on your taxes if those expenses exceed 7.5% of your income. Even then, you can only write off the excess. If you have a qualified high deductible health plan (the most advantageous form of catastrophic health insurance) with a health savings account, you can write off your medical, dental, and vision expenses, starting from dollar zero.
The opportunity to save money each year
If a family is paying $700 per month for their insurance premium, they are paying $8,400 per year to have their health plan. A catastrophic health insurance policy might lower their premium to $300 per month, saving them $400 per month, or $4,800 per year. This savings may easily be enough to cover the family's medical expenses, doctor visits, & prescriptions, and have a bunch left over.
Most people now pay the high premiums whether they remain healthy or not. With catastrophic plans, you only spend the majority of your money on your health care if you need the care. If you or your family remains healthy, you pocket the savings.
Find out if catastrophic health insurance is right for you by requesting an instant catastrophic health insurance plan quote now!
Or call 877-648-2539 between 8am and 7pm (central time) to speak with a locally licensed agent and get a catastrophic quote!
Catastrophic Health Insurance
Catastrophic Health Insurance
The Secret to Saving Money and Keeping Great Coverage
The Secret to Saving Money and Keeping Great Coverage
