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Utah's Minimum Liability Limits
Utah law requires that residents carry auto insurance on their vehicle with minimum liability limits of $25,000 per person and $50,000 per accident. Also required is $15,000 in property damage coverage. This set of minimum coverage is sometimes referred to as "25/50/15."
Utah law requires insureds to carry a minimum of $3,000 in Personal Injury Protection, or "PIP". This coverage may be used to pay for reasonable and neccesary medical expenses for your passengers and yourself.
Utah also requires insureds to carry underinsured and uninsured motorist coverages. The minimun requirement is $25,000 per person and $50,000 per accident. This coverage may help pay for damage cause to your passengers or yourself in the event that the other driver is underinsured, or has no insurance at all.
Shopping for Utah Auto Insurance
There are many insurance companies that offer auto insurance in Utah. Here are a few you might consider when shopping for a new policy:
Travelers, AutoOwners, Chubb, Allied (Nationwide), Progressive, Geico, Bear River, Allstate, and Colorado Casualty.
Be sure that the company you insure with has is financially stable, responsive and fair in paying claims, and has a good customer service record.
For updated articles and information about Utah auto insurance please visit our Utah Insurance Blog.